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It is hard to believe the year is half over. What a six months it has been!

Our first article this month discusses three key features likely to impact on markets over the next few years: state intervention, fiscal activism and continued Asian economic strength.

With the current level of market volatility we look at market timing. Being disciplined means sticking to your investment plan and rebalancing where necessary (although not on a daily basis).

It’s an oldie but a goodie, “the sooner you start to save, the more you'll earn with compound interest.” Our article provides the details.

We know it has been a difficult last few months for small business, but please keep your guard up as tax scammers are on the lookout for opportunities. Make sure you read our article on signs of a tax scam.

Finally, we have 6 suggestions for overcoming stress and anxiety.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 03 95039604 or email

Kind regards,

Darryl Jopling

A new world

Jim Callaghan, an under-rated Prime Minister, put it best just before the 1979 General Election. ‘You know there are times, perhaps once every thirty years, when there is a sea-change in politics.

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The trouble with market timing

In his book The Little Book of Common Sense Investing, Vanguard founder Jack Bogle included a very apt quote from Warren Buffet on the matter of market timing. And that is, "for investors as a whole, returns decrease as motion increases".

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The power of compounding grows your savings faster

The sooner you start to save, the more you'll earn with compound interest.

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Tell-tale signs of a tax scam

Life's busier than ever for small business owners. Scammers hope you’re too busy to check what they’re saying so you’ll hand over your personal or financial information.

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6 Simple Rituals for Overcoming Stress & Anxiety

How often do you feel you are burning your candle at both ends? That no matter how hard you try to destress or what boundaries you set, the to-do list gets longer and you find it harder to catch your breath? 

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