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I hope all is well. We kick off this month's newsletter with a discussion on why starting to invest late in life is better than not starting at all. We follow up with information on the importance of financial literacy and how it can lead to long term benefits both financially and holistically.

We include an article to remind ourselves of the types of behavioural and emotional biases that could lead to potentially risky investment behaviour, and how you can avoid them.

The ongoing uncertainty of the current Coronavirus pandemic reminds us on why we need to keep talking about mental health in the workplace. Please read the article on this important issue.

Finally we have some suggestions on how to boost your motivation.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 03 95039604 or email darryl@choicefinancialadvice.com.au.

Kind regards,

Darryl Jopling

Starting the investment journey late

The power of compound returns is startling and the mathematics in favour of starting to save early in life is undeniable.

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Why improving financial literacy could open the door to advice

CoreData’s research over the past two decades has consistently found that at any point in time, only around one in four Australians are receiving financial advice.

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Ways to outsmart your cognitive biases

As markets continue to be wax and wane due to ongoing coronavirus fears and subdued employment and economic recovery numbers, it seems timely to remind ourselves of the types of behavioural and emotional biases that could lead to potentially risky investment behaviour, and how you can avoid them.

Read full article >>

Why we need to keep talking about mental health in the workplace

In today’s non-stop work culture, stigma related to mental health is costing us more than money. To prevent long-term harm to our workforce, attitudes still need to change.

Read full article >>

How to boost your motivation in minutes

If you’re prone to procrastination, you’re certainly not alone. When there’s so much to do, it’s all too easy to postpone action because you can’t quite bring yourself to get started.