Recent volatility in investment markets can be frightening when you're saving for retirement, but one of the key lessons from history is that volatility is a normal and necessary part of investing.

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Ensuring you have an up-to-date and valid will is a central tenet of good financial planning, so it's a little surprising that almost half of Australians don't have one.

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As the ATO begins knocking on the doors of SMEs and sole traders with queries about their JobKeeper eligibility, quality record keeping is proving to be critical when asked to substantiate a claim.

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An emergency fund is money you set aside to cover urgent or unexpected costs. This could be car repairs, unexpected travel or an urgent medical bill.

It provides a financial safety net so you don't have to borrow money if something happens to you or your family.

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We've all been there at some point — eyes wide open, trying not to look at the clock for confirmation that yes, despite trying every imaginable strategy it is 3:00 am and there are hours yet before the sun is due to rise. The consequences of this lack of sleep add to the already compounding worry as we think of what another day of work feeling less than refreshed is going to be like. 

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