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Our first article looks at planning for retirement and the importance of contributing to your super early, along with other opportunities which may help boost your super balance. 

Unsure how your investment income is taxed? It can be difficult to understand we provide some insight into how tax can affect your investments at tax time.

With recent legislative changes to superannuation - which will affect some 800,000 Australians - our next article looks at the ‘right to choose’ which fund their super contributions are paid into.

It’s been tough for most businesses this year and as a result your business may have made a tax loss. Here are some considerations that may help.

Finally, we discuss ways social media can impact our lives. A lot of us use social media on a regular basis. If you were to seriously think about how you use social media, would you consider yourself to be lonely? 

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 03 95039604 or email

Kind regards,

Darryl Jopling

Planning for retirement

Worrying about superannuation balances is something most of us do from time to time, but as we approach retirement it can become a regular pastime.

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How income from your investments is taxed

Lower tax on your investments can help you reach your financial goals sooner. But don't choose an investment based on tax benefits alone.

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Your super fund, your choice

Choice is inherently regarded as a good thing, particularly in these COVID-affected times when some of our basic choices have had to be suspended for the greater community good.

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Has your business made a tax loss this year?

This has been a difficult year, and your business may have made a tax loss.

A tax loss is when the total deductions you can claim, excluding gifts and donations, are greater than your total income for an income year.

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Why social media makes us lonely

I am in a lot of Facebook business groups. Me and thousands of other people all striving to do their best, grow, learn and succeed. Despite the community these groups offer, doesn’t it seem like everyone is moaning about the dangers of social media.

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